Roofers Insurance

Roofers – Complete, Affordable & 24/7 Trusted Protection

Overview

Roofers insurance is essential

Roofing is one of the highest-risk trades in the construction industry. Working at height, handling heavy tiles and materials, operating in unpredictable weather, and working on unstable or sloped surfaces all create significant hazards. A dropped tool, falling tile, damaged roof structure or slip can result in severe injuries, property damage or costly claims — even when the correct safety measures are in place.

Having the right Roofers Insurance in place — including Public Liability, Employers’ Liability and Tools & Equipment cover — protects your business from the financial impact of accidents, injuries and damage. Whether you work on domestic roofs, commercial buildings, re-roofing projects or emergency repairs, proper protection ensures you stay safe, compliant and operational.

Benefits

Effortless

comparison sites, confusion and going around in circles. We’ll access the entire market for you.

Affordable

Using our influence and buying power to get you the very best prices available.

Bespoke

Different businesses require different covers. We will tailor make your policy for you and your needs.

Public Liability Insurance for Roofers

Public Liability Insurance is one of the most important covers for roofers due to the risks associated with working at height. Falling debris, dropped tools, broken tiles, water ingress, damaged guttering, slips or a member of the public being struck by materials are real possibilities on roofing jobs.

A comprehensive Public Liability policy protects your business if you accidentally injure someone or damage a client’s property. This includes compensation, repair costs, emergency call-out fees and legal expenses — giving you financial protection when things go wrong.

Find out more about construction site safety standards from HSE Construction Guide.

Employers Liability Insurance for Roofers

If you employ other roofers, labourers or apprentices, Employers’ Liability Insurance is a legal requirement in the UK. Roofers face increased risk from working at height, manual handling, heavy loads, moving materials across sloped surfaces, working in cold or wet conditions and using power tools.

Employers’ Liability Insurance protects your business if an employee is injured or becomes ill due to their work. This includes falls, strains, cuts, slips, scaffold mishaps, or injuries caused by tools. The policy covers compensation, medical expenses and legal fees — helping keep your team protected and your business compliant.

Tools, Plant & Asset Protection Insurance for Roofers

Roofers rely on a wide range of tools and equipment, including nail guns, ladders, ropes, harnesses, power tools, cutting tools, safety gear and roofing materials. These items are essential for day-to-day work and are vulnerable to theft, fire, accidental damage or loss — especially on busy job sites or when stored in vans overnight.

Tools & Equipment Insurance protects your essential kit and ensures you can replace items quickly if they are stolen or damaged. Whether your ladders are damaged in bad weather, your power tools are stolen from your vehicle, or equipment is dropped from height, this cover keeps your business running smoothly without costly downtime.

The process

Quick. Simple. Competitive.

 

We’ll call you back. Find out what you need and then give you a couple of quotes and options. It’s that simple.

Why choose Evolution for Roofers Insurance

At Evolution Risk Group, we understand the specialist risks involved in roofing work and the importance of reliable, flexible insurance protection. Our policies are designed to provide complete peace of mind for self-employed roofers, small roofing teams and growing roofing businesses across the UK.

• Fast, straightforward quotes
• UK-based support
• Options for working at height, tools, plant & personal accident cover
• Designed specifically for roofers

Start your quote here.

roofers insurance

FAQ’s

Absolutely. Subject to credit we can offer instalments to suit your requirements. We will offer you payment options when quoting.

We aim to provide same-day insurance quotes wherever possible. In some cases, it may take longer if we need additional information or if underwriters request further details about your business.

In the UK, the only legally required business insurance is Employers’ Liability Insurance if you have staff. Other covers—like Public Liability, Professional Indemnity or Business Interruption—aren’t mandatory but are essential to protect your business from costly claims, accidents and major disruptions.

No. We’re an independent insurance broker with access to the full UK insurance market. This means our recommendations are based solely on the best cover, price and protection for your business. We review all suitable options and explain the pros and cons of each so you can make an informed decision.