Using our influence and buying power to get you the very best prices available.

Different businesses require different covers. We will tailor make your policy for you and your needs.

Public Liability Insurance is crucial for fire and security professionals due to the technical and high-risk nature of your work. Accidental damage to a client’s property, drilling through wiring, damaging fixtures, causing an electrical short, or a member of the public being injured by tools, ladders or equipment can all lead to costly claims.

A solid Public Liability policy protects your business if you accidentally injure someone or cause damage during installation, servicing or maintenance. It covers legal fees, compensation and repair costs — ensuring you can continue operating without major disruption.Find out more about construction site safety standards from HSE Construction Guide.

If you employ engineers, apprentices or subcontractors under your control, Employers’ Liability Insurance is a legal requirement in the UK. Fire and security engineers work in environments with increased risk: working at height, accessing ceiling voids, handling electrical systems, drilling into walls, and sometimes entering high-risk or restricted areas.

Employers’ Liability protects your business if an employee suffers injury or illness as a result of their work — such as electrocution, slips, falls, manual handling injuries, or harm caused by malfunctioning tools. It covers compensation, medical costs and legal fees, ensuring your team is protected and your business remains compliant.

Fire and security work relies on specialist tools and high-value equipment — including drills, testers, meters, wiring tools, cameras, detectors, control panels and alarm modules. These are essential to your work and are often targeted for theft, especially from vans and sites.

Tools & Equipment Insurance protects these vital items against theft, accidental damage, fire and loss. Contract Works Cover can also protect installation work in progress — such as a part-completed CCTV system or alarm network — if it is damaged before completion.

This ensures that if something goes wrong, you can replace the equipment quickly and get back to work without major downtime or cost.

It protects you if the system you installed, serviced or maintained fails to work when it’s supposed to. Efficacy cover protects you against claims arising from: Alarm system failure, CCTV or recording failure, Access control failure , Fire detection failure, System malfunction, Incorrect installation, configuration or faulty servicing

Without efficacy cover, you could be exposed to massive claims, especially in fire or high-security environments.

This protection is absolutely essential for Fire alarm installers, Security alarm installers, CCTV engineers, Access control installers, Monitoring and maintenance businesses

We ensure your policy includes the correct level of Efficacy Cover for your system type and risk level.